Risk Management

Directors & Officers Program Resources

CNA HR Web Training - The AAHSA Directors & Officers Liability Insurance Program offers CNA HR Web Training, a loss control platform that features a menu of training and best practices tools designed to empower organizations in their efforts to minimize and properly manage workplace wrongdoing, loss and litigation. Download a program overview and client access instructions. Why do nonprofit organizations need Directors & Officers Liability Coverage? Click here Learn about the Volunteer Protection Act and why you still need Directors' & Officers' Liability Insurance. Who Sues Nonprofits and Nonprofit Boards and Why? -One of the myths associated with nonprofit D&O exposures is that there are few sources of claims since nonprofits don't have shareholders. Nonprofits serve large and varied constituencies to which their boards owe specific fiduciary duties similar to duties owed by corporate boards. These constituencies are potential plaintiffs in legal actions brought against nonprofit boards. The Employment Application - An employment application is an information-gathering tool that will assist you in your hiring decisions and should contain language that will reduce employment-related liability exposures. The Employee Handbook - There are many good reasons, both legal and non-legal, to publish a handbook. Management Tip: Reference Checks - Much information regarding an applicant's past will come not from a criminal background check, but from traditional employment reference checks. Is There Value To Employee Background Checks?- The purpose of an employee background check is twofold: (1) verify the information provided by the applicant, and (2) develop additional relevant information necessary to make an informed decision regarding the appropriateness of the applicant. Q&A Background Checks - Criminal history record checks are important risk management tools but must not replace other risk management strategies designed to lessen the opportunity for abuse of vulnerable service recipients. The following are some of the more frequently asked questions concerning criminal history record checks. Insider Theft - One of the most difficult risks to assess and address in a nonprofit is the possibility of theft of financial and other assets by insiders—the people the nonprofit depends on to achieve its mission. Is Prohibiting Tattooing or Body Art Religious Discrimination in the Nonprofit Workplace? - The prevalence of "body modification," like visible tattoos and body piercings, have caused the creation of workplace policies that prohibit or restrict the exhibition of body art in the work place. This has resulted in a growing number of claims of employment discrimination. Employers need to be aware that enforcement of policies regarding body art might give rise to a claim of discrimination, whether based on disability, gender, age, race/national origin or religion.

Learn more about CNA's Risk Management for Employment Practices Liability.

Learn more about CNA's Claims Philosophy